Privacy Notice

In accordance with the Consumer Financial Information Rule of the Gramm-Leach-Bliley Act.

This notice describes the types of information we collect and how it may be used in connection with providing financial consulting services.

Categories of Information Collected

• Name
• Address
• Date of Birth
• Contact Information
• Account information (such as balances and creditor names)
• Consumer credit information (when provided by the client for review purposes)

Categories of Information Disclosed

We may share limited information with financial institutions or service providers as necessary to review account details, verify information, or assist in evaluating available options.

Categories of Affiliates and Nonaffiliated Third Parties

We may share information with:

• Lenders and loan servicers
• Financial service providers involved in account review or verification

We do not disclose client information to unrelated third parties.

Joint Marketing / Servicer Provision

We do not share information under joint marketing arrangements.

Safeguarding Procedures

Your information is stored using secure systems and reasonable safeguards designed to protect against unauthorized access.